Insurance Broker

Placement, client advisory, policy negotiation across panel

Commercial Carrier

Underwriting, policy issuance, portfolio risk management

Surety Underwriter

Bond approval, contractor prequal, performance + L&M

MGA / Wholesaler

Specialty programs, binding authority, distribution

Risk Re-Insurer

Reinsurance treaties, risk transfer, parametric programs

TPA

Third-party claim administration, network management